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Ruth Hutt
All-Star Club 2025 & Circle of Excellence 2025
REALTOR®
(574) 386-3302
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10098 Jefferson Road, Osceola, IN 46561 Photo
10098 Jefferson Road, Osceola, IN 46561 Photo
10098 Jefferson Road, Osceola, IN 46561 Photo
10098 Jefferson Road, Osceola, IN 46561 Photo
10098 Jefferson Road, Osceola, IN 46561 Photo
10098 Jefferson Road, Osceola, IN 46561 Photo
10098 Jefferson Road, Osceola, IN 46561 Photo
10098 Jefferson Road, Osceola, IN 46561 Photo
10098 Jefferson Road, Osceola, IN 46561 Photo
10098 Jefferson Road, Osceola, IN 46561 Photo
10098 Jefferson Road, Osceola, IN 46561 Photo
10098 Jefferson Road, Osceola, IN 46561 Photo
10098 Jefferson Road, Osceola, IN 46561 Photo
10098 Jefferson Road, Osceola, IN 46561 Photo
10098 Jefferson Road, Osceola, IN 46561 Photo
10098 Jefferson Road, Osceola, IN 46561 Photo
10098 Jefferson Road, Osceola, IN 46561 Photo
10098 Jefferson Road, Osceola, IN 46561 Photo
10098 Jefferson Road, Osceola, IN 46561 Photo
10098 Jefferson Road, Osceola, IN 46561 Photo
10098 Jefferson Road, Osceola, IN 46561 Photo
10098 Jefferson Road, Osceola, IN 46561 Photo
10098 Jefferson Road, Osceola, IN 46561 Photo
10098 Jefferson Road, Osceola, IN 46561 Photo
10098 Jefferson Road, Osceola, IN 46561 Photo
10098 Jefferson Road, Osceola, IN 46561 Photo
10098 Jefferson Road, Osceola, IN 46561 Photo
10098 Jefferson Road, Osceola, IN 46561 Photo
10098 Jefferson Road, Osceola, IN 46561 Photo
10098 Jefferson Road, Osceola, IN 46561 Photo
10098 Jefferson Road, Osceola, IN 46561 Photo
10098 Jefferson Road, Osceola, IN 46561 Photo
10098 Jefferson Road, Osceola, IN 46561 Photo
10098 Jefferson Road, Osceola, IN 46561 Photo
10098 Jefferson Road, Osceola, IN 46561 Photo
10098 Jefferson Road, Osceola, IN 46561 Photo
10098 Jefferson Road, Osceola, IN 46561 Photo
10098 Jefferson Road, Osceola, IN 46561 Photo
10098 Jefferson Road, Osceola, IN 46561 Photo
10098 Jefferson Road, Osceola, IN 46561 Photo
10098 Jefferson Road, Osceola, IN 46561 Photo
10098 Jefferson Road, Osceola, IN 46561 Photo
10098 Jefferson Road, Osceola, IN 46561 Photo
10098 Jefferson Road, Osceola, IN 46561 Photo
10098 Jefferson Road, Osceola, IN 46561 Photo
10098 Jefferson Road, Osceola, IN 46561 Photo
10098 Jefferson Road, Osceola, IN 46561 Photo
10098 Jefferson Road, Osceola, IN 46561 Photo
10098 Jefferson Road, Osceola, IN 46561 Photo
10098 Jefferson Road, Osceola, IN 46561 Photo
10098 Jefferson Road, Osceola, IN 46561 Photo
10098 Jefferson Road, Osceola, IN 46561 Photo
10098 Jefferson Road, Osceola, IN 46561 Photo
10098 Jefferson Road, Osceola, IN 46561 Photo
10098 Jefferson Road, Osceola, IN 46561 Photo
10098 Jefferson Road, Osceola, IN 46561 Photo
10098 Jefferson Road, Osceola, IN 46561 Photo
10098 Jefferson Road, Osceola, IN 46561 Photo
10098 Jefferson Road, Osceola, IN 46561 Photo
10098 Jefferson Road, Osceola, IN 46561 Photo
10098 Jefferson Road, Osceola, IN 46561 Photo
10098 Jefferson Road, Osceola, IN 46561 Photo
10098 Jefferson Road, Osceola, IN 46561 Photo
10098 Jefferson Road, Osceola, IN 46561 Photo
10098 Jefferson Road, Osceola, IN 46561 Photo
10098 Jefferson Road, Osceola, IN 46561 Photo
10098 Jefferson Road, Osceola, IN 46561 Photo
10098 Jefferson Road, Osceola, IN 46561 Photo
10098 Jefferson Road, Osceola, IN 46561 Photo
10098 Jefferson Road, Osceola, IN 46561 Photo
10098 Jefferson Road, Osceola, IN 46561 Photo
10098 Jefferson Road, Osceola, IN 46561 Photo
10098 Jefferson Road, Osceola, IN 46561 Photo
10098 Jefferson Road, Osceola, IN 46561 Photo
10098 Jefferson Road, Osceola, IN 46561 Photo
10098 Jefferson Road, Osceola, IN 46561 Photo
10098 Jefferson Road, Osceola, IN 46561 Photo
10098 Jefferson Road, Osceola, IN 46561 Photo
10098 Jefferson Road, Osceola, IN 46561 Photo
10098 Jefferson Road, Osceola, IN 46561 Photo
10098 Jefferson Road, Osceola, IN 46561 Photo
10098 Jefferson Road, Osceola, IN 46561 Photo
10098 Jefferson Road, Osceola, IN 46561 Photo
10098 Jefferson Road, Osceola, IN 46561 Photo
10098 Jefferson Road, Osceola, IN 46561 Photo
10098 Jefferson Road, Osceola, IN 46561 Photo
10098 Jefferson Road, Osceola, IN 46561 Photo
10098 Jefferson Road, Osceola, IN 46561 Photo
10098 Jefferson Road, Osceola, IN 46561 Photo
10098 Jefferson Road, Osceola, IN 46561 Photo
10098 Jefferson Road, Osceola, IN 46561 Photo
10098 Jefferson Road, Osceola, IN 46561 Photo
10098 Jefferson Road, Osceola, IN 46561 Photo
10098 Jefferson Road, Osceola, IN 46561 Photo
10098 Jefferson Road, Osceola, IN 46561 Photo
10098 Jefferson Road, Osceola, IN 46561 Photo
10098 Jefferson Road, Osceola, IN 46561 Photo
10098 Jefferson Road, Osceola, IN 46561 Photo

49 Total Photos [Click to View All]

$745,000
Status: Active
10098 Jefferson Road Osceola, IN 46561
  • 5
    Bedrooms
  • 5
    Total Baths
  • 3,092
    Square Feet
  • 0.57
    Acres
  • 1951
    Year Built
  • HOA

Property Description

Experience the beauty and serenity of waterfront living in this stunning 5 bedroom, 4.5 bath home with over 105 feet of frontage on the lower St. Joseph River! Designed for enjoying the outdoors and centered around entertaining, this home offers multiple outdoor living spaces. Relax or gather with friends on the upper deck with awning just off the dining room, or enjoy the unique indoor/outdoor flexible living area with double glass garage doors that flow seamlessly to a spacious concrete patio. Whether you're hosting a summer gathering, enjoying your morning coffee by the water, or simply taking in the river views, this property makes the most of its spectacular setting. Leading down to the river, you will find meticulously landscaped grounds, a striking boulder retaining wall, another deck and mature perennials creating a picturesque setting that feels like your own private retreat. Inside and out, extensive improvements have enhanced the home while preserving its inviting character and functionality for years to come (please see attached update list - too many to note!). The partially finished basement adds incredible versatility with a full bath, kitchenette, bedroom, and private entrance - ideal for guests, extended family, a private retreat, or additional living space. An unfinished portion of the basement provides abundant storage. 3-car attached garage offers plenty of room for vehicles, recreational equipment, and all the gear that comes with enjoying life on the river. With its exceptional river frontage, beautifully landscaped setting, generous living space, extensive updates, and remarkable indoor-outdoor entertaining options, this is more than a home - it's an opportunity to embrace the St. Joseph River lifestyle every day. Schedule your showing today!

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Contact Form

Listed By / Shown By

Listed By

Broker Name: Weichert Rltrs-J.Dunfee&Assoc.
Agent Name: Brianna Merz
Broker Phone: 574-277-7444

agent picture

Shown By

Agent Name: Ruth Hutt
Agent Phone: (574) 386-3302
Broker Title: Cressy & Everett Real Estate

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IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS

Property Features

MLS Number: 202632571
Subdivision:
County: St. Joseph
Bedrooms: 5
Total Square Feet: 3,092
New Constuction: No
Construction: Brick,Vinyl,Limestone
Waterfront: Yes
Property Type: Residential - Single Family
Basement: Partially Finished
Cooling: Central Air
Fireplaces: 3
Garage: 3 car attached
Heating: Forced Air
Lot Size: 0.57 Acres
Roof Type: Asphalt
Stories: 1.5
Taxes: $5,200
Year Built: 1951

Feature Descriptions

Above Grade Finished SQFT: 2519
Below Grade Finished SQFT: 573
Days on CressyEverett.com: 1
Exterior: Brick, Vinyl, Limestone
Fireplace: Wood Burning
Garage SQFT: 840
Lake Name: Saint Joseph River
Lot: Level
Lot Dimensions: 106 x 234
Number of Rooms: 14
Sale Inclusions: Dishwasher, Refrigerator, Cooktop-Electric, Dryer-Electric, Oven-Electric, Range-Electric, Range-Gas
Sewer: Septic
Total Finished SQFT: 3092
Water: Well

Room Sizes

Bedroom 1: 13x12 Level - Main
Bedroom 2: 13x8 Level - Main
Bedroom 3: 15x17 Level - Upper
Bedroom 4: 12x20 Level - Upper
Bedroom 5: 14x14 Level - Lower
Dining Room: 13x14 Level - Basement
Family Room: 17x21 Level - Lower
Rec. Room: 30x16 Level - Lower
Kitchen: 14x12 Level - Main
Living Room: 22x15 Level - Main
Laundry: 10x7 Level - Upper

Location

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Estimated Payment

$ 4,339.70 per month $3,689.08 Principal & Interest $433.33 Property Tax $217.29 Homeowner's Insurance

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(Payments are an estimate and may vary by lender)
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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 08/12/2026. The listing information on this page last changed on 08/12/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Wed 08/12/2026 12:12:52 AM EST) or MichRic (Michigan Regional Information Center) (last updated Tue 08/11/2026 11:17:45 PM EST) or NIRA MLS (last updated Tue 08/11/2026 11:04:45 PM EST) or IRMLS (last updated Tue 08/11/2026 11:12:15 PM EST). Real estate listings held by brokerage firms other than Cressy & Everett Real Estate may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS
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Agency License Information: Cressy & Everett Real Estate is licensed in the states of Indiana and Michigan.



Agent License Information: Ruth Hutt is licensed to sell real estate in the state of Indiana.

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